Financing Programs and Options

Merchant Capital Direct

Small Business Cash Advance


We understand your need for cash is a reality of doing business. But unlike banks, the reason you need the cash is not our concern, nor is your personal credit history. Our primary concern is enabling you to access the value of your future Visa and MasterCard credit card sales in exchange for cash today!


At Merchant Capital Direct you will receive a business cash advance that fits your unique needs. You’ll also find the professionalism, compassion, experience that enable us to serve you in the way that you need most.

Merchant Capital Direct

Small Business Loan Services



If you have operated your business for more than 9 months and process over $5,000 per month in Visa or MasterCard, then you are eligible for our financing. Take advantage of the ability to unleash the growth potential of your business with additional working capital for:

We know that it takes money to make money, and we are here to provide you with the cash you need to expand your business. Our business cash advance products do not require fixed payment schedules, but instead, our collections are based on the success of your business.


A Merchant Cash Advance from Merchant Capital Direct gives you the ability to successfully manage your working capital – which is key to your overall success. Many businesses struggle to maintain enough working capital. Every business experiences periods of limited cash flow and needs access to extra money to operate successfully. If your business has a need for capital, WE ARE YOUR SOLUTION!

Merchant Capital Direct

How Merchant Capital Direct Works


We can help get your start-up business off the ground…or make your seasoned business grow.


We purchase a set dollar amount of your business’s future Visa or Mastercard sales at a discount, and in exchange we pay your business cash today! Then, through an automated process, we seamlessly collect the agreed upon amount by taking a small percentage from each Visa or Mastercard transaction. Basically, we get paid as you get paid!


Merchant Capital Direct prides itself on its flexibility and structures each business cash advance to fit the unique operating and revenue circumstances of every customer.


Our goal is to get working capital in the hands of your business quickly while structuring the holdback percentage to meet your business’s ongoing operating requirements. Our financing program has become an important alternative to traditional bank lending as a source for short term funds.

Merchant Capital Direct

Start Growing Your Business